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Do you have money to save? Just like you need petrol to run a car, money provides you with the means to live your life. ​ Big purchases, holidays, a wedding, emergency reserves to dip into if out of work - tucking some spare cash aside regularly makes good money sense. Read More Pension and Retirement Planning Where are your retirement plans taking you? Next Investment Services Whether investing for growth, income or both, we can provide a full investment and portfolio planning service for you. Next Just looking for Advice? We recognise that sometimes, people just want to talk, to get an opinion. ​ No commitment, no salesmen, just talk. Next Book a Consultation You can book an initial consultation to discuss your financial requirements. We will only start charging you once you have agreed to our fees. We can call you to arrange a time that suits you. Decisions should not be taken based solely on the content of the website and individual advice should be sought first. ​ Regulations, levels and bases of taxation are subject to change. ​ The firm is not responsible for the content of external links. ​ The content is aimed at UK residents. Next

Tara Financial Services Ltd GDPR, Privacy & Cookies Policy Data protection is taken seriously at Tara Financial Services Ltd and safeguarding the privacy of our website visitors and clients in general is very important to us. Our Privacy & Cookies Policy provides details on which any personal information we may collect from you, or you provide to us, will be processed and used by us. It is Tara Financial Services Ltd's intention to always be transparent in providing clear and unambiguous information on who we are and what we do. Our website We have a website that provides the public with information on our company and what services we provide. Tara Financial Services Ltd are not responsible for any information provided by any other source once you leave the Tara Financial Services Ltd site. Any links from our website to other websites are provided merely for your convenience and do not imply our endorsement of the content or the provider. If you follow a link to any of these websites, you do so at your own risk and we do not accept any responsibility or liability for the content of such websites. By using our website or by registering for any of the products and services we offer through it, you are confirming to us that you understand and accept that your personal information may be used by us in the manner described below. We may keep details of your visits to our website including, but not limited to, traffic data, location data, web logs. If your visit also includes your registration to one or more of our products or services, you may unsubscribe from these at any time. Cookie Types and Details We may obtain information about your general internet usage by using a cookie file which is stored on your browser or the hard drive of your computer. Cookies contain information that is transferred to your computer's hard drive. They help us to improve our site and to deliver a better and more personalised service. Some of the cookies we use are essential for the site to operate. The cookies we use are: Session cookies - Session cookies only retain information about your activities during your visit to the site. Once you close the browser, the session cookies are lost and the site will not recognise you the next time you return to the site. Session cookies help websites to recognise you and remember the information provided by you as you move from one page to another within the same website. If you have to login to a website every time you open your browser and visit it - then it is using a session cookie to store your login credentials. Many websites use session cookies for essential site functions, and to make sure pages are sent to the browser as quickly and efficiently as possible. Persistent cookies - Persistent cookies enable websites to remember your preferences and settings (i.e. login information, language selection, font size preference, etc) so that they can offer you a more personalized and convenient access the next time you visit. For security purposes, your login information is generally encrypted by the web server before it gets stored in a cookie. Persistent cookies can exist for an extended period of time until expired or until they are deleted. They enable the site to recognise you on a continuous basis. This is done by the web server planting a small text file with a unique ID tag on your computer. On subsequent visits to the site, your browser delivers this cookie over to the site, allowing the site to retrieve the matching file. If you login into a website, then shut down your computer, start it up again, and go back to the website to find you are still logged in - then it is using a persistent cookie to remember you. Information we may collect from you Tara Financial Services Ltd are both Data Controllers and Data Processors of information you provide to us. In order to provide you with specific advice and services we will ask you questions that tell us more about you, your situation, lifestyle and attitudes. This is called personal data, some of which will be classed as confidential, private and sensitive. The GDPR says that personal data is defined as any data from which a living individual can be identified. Any provision of that type of data should be given freely for the purpose(s) it was intended. We ask for your permissions to use your personal information to enable Tara Financial Services Ltd and/or one of its network of Advisers to provide you with detailed advice or proposals on the financial products and services you have asked about. This is classed as legitimate interests for processing. It simply means that we require your agreement to collect and process your details in order to provide you with a service or advice. Without it we would not be able to offer such advice or service to you. Any of the consented personal and confidential detail, which will include any sensitive information you have provided, is only collected specifically for these purposes and is processed lawfully, fairly and transparently in a way which can be scrutinised. That consent can be revoked by you at any time but it would mean that the more detailed advice that could be provided regarding these data will no longer be available to you. All information is held and maintained in a secure format and encrypted where required to ensure controlled security. Only the minimum of relevant and adequate personal data will be collected and access is restricted to only those personnel that need to for the provision of the advice and services. We may collect and process the following data about you: Information that you provide by filling in forms on our website. This includes information provided at the time of registering to use our website, subscribing to our products and services, posting material or requesting further products and services. We may also ask you for information when you report a problem with our website. Information attached to your I.P. address. Personal details that you provide by completing in-depth information gathering, either remotely or face to face with one of our network of Tara Financial Services Ltd registered and approved advisers in relation to offering you advice on financial products and services you have asked us about. If you contact us, we may keep securely a record of that correspondence (including email and phone conversations) including your name, address, telephone numbers, email address and other information which you supply to us. We may also ask you to complete, from time to time, surveys or questionnaires which you have agreed to, that we use for research purposes or to improve our relationship with our clients. Uses made of the information We may use information held about you in the following ways: To ensure that content from our website is presented in the most effective manner for you and for your computer. To provide you with information, products or services that you request from us or which we feel may be of interest to you, where you have consented to be contacted for such purposes. You may ask us to cancel this consent at any time and you will only then receive information specifically about your account activity with Tara Financial Services Ltd. To carry out our obligations arising from any contract entered into between you and us and that may involve providing some of your information to a third party to carry out necessary background checks (including but not limited to Identity Verification / Anti Money Laundering / Fraud Prevention / Residency Confirmation). To provide some or all of your personal information (as required) to one or more financial products providers in order to fulfil a detailed proposal for the services you have asked Tara Financial Services Ltd about. To carry out a form of profiling that gives us a clear view of your circumstances and that is part of the advice process. Where this is done, you will be shown its recommendations and will be provided with the opportunity to review and amend its output to indicate your attitude to risk. For training purposes, quality assurance or to record details about the products and services you ask us about. To satisfy and meet our legal and regulatory requirements with the FCA and ICO, or as requested by UK security services. To notify you about changes to our products and services or terms & conditions. Unless prescribed by law, we will retain your details for no longer than is necessary for the purposes for which the personal information was collected or for which it is to be further processed by us. Disclosure of your information For your security, Tara Financial Services Ltd have made the conscious decision to only manage, host and process personal information in the UK. We may disclose your personal information to any member of the Tara Financial Services Ltd and/or our network 2Plan Wealth Management Ltd in order to fulfil any obligations to you. Any transferring, sharing or use of personal data will only be done with approved and contracted third party companies, that have provided evidence of their own GDPR compliance, to develop the advice requested by the client with the exception of checks such as Anti-Money Laundering, Fraud Prevention and Identity Validation or from valid requests by regulatory or security bodies. We may disclose your personal information to third parties if we are under a duty to disclose or share it in order to comply with any legal or regulatory obligation, or in order to enforce or apply our terms and conditions and other agreements; or to protect the rights, property, or safety of our customers, or others. Your rights and how to contact us You have a right of access to personal information which we may hold about you, to have inaccurate information about you corrected or to request we stop using your personal information for marketing and other purposes. You have the right to ask Tara Financial Services Ltd to view any information we hold about you and you can expect to receive a response from Tara Financial Services Ltd in line with the guidance laid down by the GDPR. Any requests should be either emailed to enquiries@tarafinancial.co.uk and marked 'Subject Access Request' or put in writing and addressed to: The Data Protection Officer Tara Financial Series Ltd Albany House 14 Shute End Berkshire RG40 1BJ We regularly review our policies and any changes will be posted on our website. If you have comments or any questions about our GDPR, Privacy & Cookies Policy please contact: enquiries@tarafinancial.co.uk FCA contact information: www.fca.org.uk Helpline - 0800 111 6768 ICO contact information: ico.org.uk Helpline - 0303 123 1113

Wealth Management Wealth Management is effectively the controlling of the mix of asset classes (EG Shares, gilts, property, cash) that you invest in. It also involves the choice of fund manager (EG Fidelity and Jupiter) or in the case of a stockbroker, individual stocks and shares. ​ Wealth Management is an important process in all types of investment including pensions, ISA's Investment Bonds and General Investment Accounts. ​ Wealth managers can either work on a discretionary or advised basis. Discretionary means that the wealth manager has total control as to which assets you invest in and can switch these assets at anytime without your prior agreement. Discretionary managers also normally are allowed to hold clients money within their own (ring fenced) accounts. ​ Advisory managers on the other hand are unable to hold client's monies and also need authority from the client for every change within a portfolio. ​ ​ The majority of Financial advisers are Advisory Wealth managers, but due to limited experience, ability or desire many will outsource the process to a discretionary manager. ​ Tara Financial Services Ltd are advisory managers, but we consider the choice and mix of assets to be an integral part of the planning process we offer clients. In the majority of cases we will endeavour to create a bespoke portfolio specific for your requirements. We can also, if employed to do so, complete regular reviews of the portfolio to ensure its continued suitability and make any adjustments over time to take account of market and economic conditions, or changes in your circumstances. All recommended changes will have to be agreed by you, which though slower to implement also means you have control over your investments at all times. ​ If you have existing investments, Tara Financial Services can take over their regular management and employ the same bespoke process to ensure the portfolio matches your needs. ​ ​ To find out more contact us now on 0118 979 6002

Enquiries Form We would be happy to hear from you Get in Touch How would you prefer us to contact you? Choose an option arrow&v Submit You voluntarily choose to provide your personal details via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details or services in writing or by telephone. Email communications are not secure and for this reason Tara Financial Services Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent. Tara Financial Services Albany House 14 Shute End Wokingham Berkshire RG40 1BJ Telephone: 01189 796002 ​ Email: equiries@tarafinancial.co.uk

About Us Planning for a comfortable financial future takes confidence, nothing more. Setting your goals is the first step to success. It gives focus and direction. That's where we can help. Tara Financial Services Ltd have been providing sound financial advice in Wokingham and nationally since 1987. Peter Jessop, the managing director and financial adviser has been with the company since 1998. Peter is a specialist in producing bespoke investment portfolios, at retirement planning and workplace pension. He has been practising as an IFA for 28 years however his background has always been in finance, including a degree in Economics from Southampton University. ​ Peter enjoys many outside interests including all sport, hiking, photography, clay pigeon shooting and also plays guitar in a local band. Julia is company secretary. ​ Julia enjoys yoga, pilates, swimming, hiking, reading books, cooking, painting, and listening to classical music. Charlotte acts as an administrator carrying out a number of internal office based processes. ​ Charlotte's outside interests include ballet, writing music, hiking, photography, and reading books.

Planning for tomorrow, today It is never too early to start thinking about packing up and taking off to live the dream. ​ All it takes is a plan. Putting it off until tomorrow, will simply delay the inevitable. Remember, it is better to do something than nothing at all. ​ The big question, is how much do you need to live a comfortable retirement? Everyone's dream is different. What you value will be different to everyone around you. But money and how you save it is the overriding factor to a more financially secure future. It's your journey Taking the first step is easier with support. As experienced retirement planning advisers, our guidance is designed to find your right way forward. We can: ​ help you work back from your retirement aspirations, calculating how much you realistically need save; select products that are flexible enough to adapt to your changing circumstances between now and retirement; find the perfect blend for your needs today, and your plans tomorrow. The trend of people needing to save for their own future is unlikely to slow. If you think now's the right time to start planning for tomorrow, today, contact us now. A pension is a long term investment. Once money is paid into a pension it cannot usually be withdrawn until age 55

Your Options at Retirement So now you have reached the age you are thinking of retiring or part retiring. ​ ​ What are the best ways of making sure your income is what it needs to be over the rest of your lifetime? ​ ​ This question has numerous answers especially as we now have the new flexibilities that pensions offer. ​ ​ Pensions are the primary source of income in retirement and we have many year's experience in helping people decide whether drawdown, annuities, phased drawdown, so called "third way" products and the new "Uncrystallised Pension Commencement Lump Sum" system would be most appropriate. ​ All of these systems are complex and unless you are well versed in their operation it is easy to fall foul of terminology, unexpected risks, pension company bureaucracy and the potential loss of money. ​ We try to help you through this minefield and when requested we will continue to review your circumstances on a regular basis to ensure the plan originally put in place continues to work. ​ Pensions are not the only source of income however so we take a more holistic view of your financial position. This means we may look to use alternative investments to achieve your aims in addition to the pension pot you have accumulated over your working life. ​ In other words we are here to help make the most out of your retirement whilst making sure your long term financial wellbeing is as secure as possible.

Employee Benefits Including Auto-Enrolment Tara Financial Services can help employers consider the whole gamut of employee benefits from Group Pensions to Self administered Schemes, from Death In Service to Income Protection and from Private Medical Insurance to Critical Illness Cover. ​ We can also help larger employers with the popular vanilla schemes. Pension and auto-enrolment As pension specialists Tara Financial Services have considerable experience in arranging Group Personal Pensions, Group Self Invested schemes, Company money purchase schemes and even final salary schemes. ​ As all employers over the next few years will need to implement a pension scheme of some sort we are well placed to help you in your search for the best scheme and necessary systems for both you the employer and your employees. Protection ​ Tara Financial Services run numerous Protection schemes, the most common of which are Death in Service Schemes. Experience in this area is essential as a Partnership's needs will be different from a limited company and a small employer's needs will be different from a large employer. Private Medical Insurance ​ One of the main benefits supplied by employers and most sought after by employees, it essential that the employer takes advice on the most suitable plan for your employees. ​ The choice of provider should not only take account of cost, but level of cover and most importantly quality of service. Our experience can help in finding a way through the maze of products available. Company Pensions are regulated by The Pensions Regulator

Making your Money Work Harder Just like you need petrol to run a car, money provides you with the means to live your life. Big purchases, holidays, a wedding, emergency reserves to dip into if out of work - tucking some spare cash aside regularly makes good money sense. Picture this, you've just landed a cash bonus or been left a sum of money in a will, what saving vehicle will you choose? There's quite a selection, each offering different terms and incentives. Shopping around to save The first question you should ask yourself is; how quickly do you need access to the money? Would you be prepared to forgo instant access for a higher rate of interest? Talking to an independent financial adviser will help you: decide which saving facilities and features are relevant to you; ​ pinpoint what you are saving for and how much you'll need to set aside to reach that goal; ​ compare the cost of any debts you have accumulated against the interest you are likely earn in savings ​ source the most tax efficient savings account. To discover new ways in which you can make your money work more effectively, contact us today. Investing involves risk and the value of investments, and the income from them, may fall as well as rise and are not guaranteed